AS
Amortization Schedule Calculator
Enter loan amount, rate and tenure — get a full month-by-month principal/interest/balance table instantly.
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Loan Details
Monthly EMI—
Total interest—
Schedule (first 12 months)
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How to use — Amortization Schedule Calculator
- Enter the loan amount, rate, and tenure.
- The first 12 months' schedule (principal/interest/balance) appears instantly.
- Download the full schedule (all months) as CSV to open in Excel.
FAQ
What is an amortization schedule?
A breakdown of every EMI of the loan — how much went to principal and how much to interest, and how much balance remains — month by month.
Why is more interest deducted at the start?
Interest is calculated on the outstanding balance — early on, the balance is higher so the interest portion is bigger. As the balance shrinks, the principal portion grows.
How does prepayment change the schedule?
Prepayment directly reduces the principal, so less interest accrues over the rest of the schedule and the loan finishes sooner. Use our Loan Prepayment Calculator for this.
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