Income Tax Calculator
Apni annual income daalo — new regime aur old regime dono ka tax nikal kar compare karo, kaunsa regime aapke liye better hai turant pata chalega.
How to use — Income Tax Calculator
- Apni annual gross income daalo (salary + other income).
- Salaried ho to checkbox on rakho — standard deduction (new: ₹75,000, old: ₹50,000) apply hoga.
- Old regime ke liye apne total deductions daalo — 80C (1.5L), 80D, HRA, home loan interest sab jodkar.
- Calculate dabao — dono regimes ka tax aur kaunsa better hai dikh jayega.
FAQ
New regime ke slabs kya hain (FY 2025-26)?
₹0–4L: nil, 4–8L: 5%, 8–12L: 10%, 12–16L: 15%, 16–20L: 20%, 20–24L: 25%, 24L+: 30%. Salaried ko ₹75,000 standard deduction. Income ₹12L tak ho to 87A rebate se tax ZERO (salaried ke liye effectively ₹12.75L tak).
Old regime kab better hota hai?
Jab aapke deductions bahut zyada hon — HRA + 80C + 80D + home loan interest milakar income ka bada hissa. Roughly ₹4–5 lakh+ deductions pe hi old regime jeetta hai. Calculator dono compare kar deta hai.
87A rebate kya hai?
New regime me taxable income ₹12 lakh tak hone pe pura tax maaf (₹60,000 tak rebate). Old regime me ₹5 lakh tak pe ₹12,500 rebate. Isliye ₹12L income pe new regime me tax zero hai.
Cess kya hota hai?
Health & Education Cess — calculated tax pe 4% extra. Ye calculator cess include karta hai. ₹50L+ income pe surcharge alag lagta hai jo isme nahi hai.