KC
KVP Calculator (Paisa Double)
When will your money double in KVP? Enter the investment amount — instantly find the doubling time and maturity value.
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KVP Details
In KVP, money compounds annually at a fixed rate and exactly doubles at maturity.
Result
—
Maturity (double) amount
Money doubles in—
Interest earned—
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How to use — KVP Calculator (Paisa Double)
- Enter the amount you want to invest in KVP.
- Enter the current KVP rate — currently ~7.5%.
- Click Calculate — see when the money doubles and the maturity amount.
FAQ
How long does it take for money to double in KVP?
At 7.5% rate, approximately 115 months (9 years 7 months). Doubling time depends on the rate — higher rate, shorter time. Formula: ln(2) ÷ ln(1 + rate).
Where can I buy KVP?
From any post office or authorized bank. Minimum ₹1,000, no maximum limit. Single or joint accounts are both allowed.
How is KVP taxed?
KVP has NO 80C benefit and the interest is taxable (at maturity). For tax-saving, NSC or PPF are better — KVP's advantage is simplicity and guaranteed doubling.
Can I encash KVP early?
Yes — premature encashment is allowed after a 2.5-year (30-month) lock-in, at the rate applicable up to that point.
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