LI
Lumpsum Investment Calculator
One-time investment, expected return aur years daalo — maturity value aur wealth gain turant dikh jayega.
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Investment Details
Result
—
Maturity value
Investment—
Wealth gain—
Paisa kitna guna hua—
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How to use — Lumpsum Investment Calculator
- One-time investment amount daalo (mutual fund, stocks, kuch bhi).
- Expected annual return daalo — equity ka long-term average ~12%, debt ~7%.
- Kitne saal invested rahoge wo daalo.
- Calculate dabao — maturity value aur wealth gain dikh jayega.
FAQ
Lumpsum return kaise calculate hota hai?
Compound growth formula: Maturity = P × (1 + r)^t. E.g. ₹1 lakh @ 12% × 10 saal = 1,00,000 × 3.106 = ₹3,10,585.
Lumpsum kab better hai SIP se?
Jab paisa ready ho aur market valuations reasonable hon. Long term me jaldi invest karna = zyada compounding time. Market high lag raha ho to lumpsum ko 3–6 mahine me STP se equity me daal sakte ho.
12% return realistic hai kya?
Nifty 50 ka 20+ saal ka historical CAGR ~12% raha hai, lekin ye guarantee nahi hai. Conservative planning ke liye 10% use karo, debt funds ke liye 6.5–7.5%.
Returns pe tax kitna lagega?
Equity funds: 1 saal+ pe LTCG 12.5% (₹1.25L/saal exempt). Debt funds: slab rate. Ye calculator pre-tax value dikhata hai.
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