SS
Sukanya Samriddhi (SSY) Calculator
Enter your yearly SSY deposit for your daughter — instantly find the maturity amount and total interest at 21 years.
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SSY Details
Deposits are made for the first 15 years, and the account matures in 21 years. The government updates the rate every quarter (currently ~8.2%).
Result (after 21 years)
—
Maturity amount (tax-free)
Total deposit (15 years)—
Total interest—
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How to use — Sukanya Samriddhi (SSY) Calculator
- Enter how much you'll deposit in SSY each year (₹250 to ₹1.5 lakh).
- Enter the current interest rate — currently ~8.2% (revised by the govt every quarter).
- Click Calculate — see the tax-free maturity amount after 21 years.
FAQ
Who can open an SSY account?
Parents/guardians can open it at a post office or bank before the girl turns 10. One account per girl, for a maximum of two daughters.
Deposits for 15 years and maturity at 21 — what does that mean?
Deposits are made for 15 years from opening. After that, interest keeps growing for 6 more years. Maturity is 21 years from account opening. It can also be closed for the girl's marriage after she turns 18.
Is SSY completely tax-free?
Yes — EEE status: 80C deduction on deposits (old regime), tax-free interest, tax-free maturity. One of India's best guaranteed schemes.
Can I withdraw money before maturity?
After the girl turns 18, up to 50% withdrawal is allowed for higher education.
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