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Salary / CTC Calculator

Finance Calculators · Free · Browser me hi chalta hai

Annual CTC daalo — PF, professional tax aur income tax kaat ke monthly in-hand salary ka estimate turant mil jayega.

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CTC Details
Result
Estimated monthly in-hand
Employer PF (CTC me se)
Employee PF deduction
Professional tax
Income tax (monthly avg)
Annual in-hand
Note: Ye standard assumptions pe estimate hai — asli in-hand company ke salary structure (HRA, allowances, gratuity, variable pay) pe depend karta hai.
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How to use — Salary / CTC Calculator

  1. Apna annual CTC daalo (offer letter wala).
  2. Basic salary ka % set karo — zyada tar companies 40–50% rakhti hain.
  3. PF aur tax ke checkboxes apne hisaab se set karo.
  4. Calculate dabao — estimated monthly in-hand aur poora breakdown dikh jayega.

FAQ

CTC aur in-hand me itna difference kyun hota hai?

CTC me employer PF, gratuity, insurance, variable pay sab included hota hai jo haath me nahi aata. Uske baad employee PF, professional tax aur income tax bhi katta hai. ₹12L CTC ka in-hand aam taur pe ₹80–90k/month hota hai.

PF kitna katta hai?

Employee PF = basic ka 12% (salary se katta hai). Employer bhi 12% daalta hai lekin wo CTC me already counted hota hai. Dono milakar retirement corpus banta hai.

Professional tax kya hai?

State government ka tax — zyada tar states me ₹200/month (₹2,400–2,500/saal). Kuch states (Delhi, UP, Haryana) me nahi lagta. Ye calculator ₹2,400/saal assume karta hai.

Variable pay/bonus ka kya?

Variable pay CTC me hota hai lekin performance pe milta hai aur aam taur pe quarterly/annually. Fixed in-hand ke liye CTC me se variable hata kar calculate karo.

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