SIP Calculator
Monthly SIP amount, expected return aur duration daalo — maturity value, total investment aur wealth gain turant pata chal jayega.
How to use — SIP Calculator
- Monthly SIP amount daalo (e.g. ₹5,000).
- Expected annual return daalo — equity mutual funds ka long-term average ~12% hai.
- Duration years me daalo.
- Calculate pe click karo — maturity value, total invested aur wealth gain dikh jayega.
FAQ
SIP return kaise calculate hota hai?
Standard SIP formula: FV = P × [((1+i)^n − 1) / i] × (1+i), jahan P = monthly amount, i = monthly return (annual ÷ 12 ÷ 100) aur n = total months. Yehi formula AMCs aur apps use karte hain.
Kya 12% return guaranteed hai?
Nahi — mutual fund returns market pe depend karte hain. 12% equity funds ka historical long-term average hai, guarantee nahi. Conservative estimate ke liye 10% try karo.
SIP vs lumpsum — kya better hai?
SIP rupee-cost averaging deta hai — market girne pe zyada units milti hain. Salary earners ke liye SIP discipline bhi banata hai. Lumpsum tab better jab market low ho aur paisa ready ho.
Kya ye step-up SIP calculate karta hai?
Abhi ye fixed monthly SIP calculate karta hai. Step-up SIP (har saal amount badhana) ke liye alag calculation hoti hai — jald add karenge.