GJ

Gold Jewellery Price Calculator

Finance Calculators · Free · Runs entirely in your browser

Enter gold rate, weight and making charges (% or flat) — get the exact final bill with correct GST breakup (3% on gold, 5% on making).

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Jewellery Details
Enter the rate quoted by your jeweller for your jewellery's purity (22K/18K rate, not necessarily the 24K market rate).
Final Bill
Total payable
Gold value
Making charges
GST on gold (3%)
GST on making (5%)
Other charges
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How to use — Gold Jewellery Price Calculator

  1. Enter the gold rate per gram your jeweller is quoting (for your item's actual purity — 22K, 18K etc).
  2. Enter the weight in grams.
  3. Choose how making charges are billed — a % of gold value, a flat ₹/gram, or one fixed amount — and enter the value.
  4. See the exact final bill, with GST correctly split: 3% on gold value, 5% on making charges (as per Indian GST rules).

FAQ

Why is GST charged separately on gold and making charges?

Indian GST rules apply 3% on the gold value and a separate 5% on making charges — they're two different line items on your invoice, not one combined rate. A jeweller charging a blanket rate on the full amount is charging incorrectly (or hiding a higher margin).

What rate should I enter — 24K or 22K?

Enter the rate for your jewellery's actual purity, which is what jewellers quote (usually 22K for jewellery, sometimes 18K for lightweight/diamond-set pieces). Don't use the 24K "investment gold" rate you see in the news — it will overstate your gold value.

What is a fair making charge percentage?

Typically 8-25% of gold value depending on design complexity — machine-made chains are cheaper (8-12%), intricate handmade or bridal jewellery is higher (18-25%). Always ask for the making charge % upfront and compare across shops.

Should I pay GST on hallmarking charges?

No — the hallmarking/testing fee a jeweller pays attracts 18% GST as a business service, but that's the jeweller's input cost (they can claim it back as ITC), not something charged separately to you as a consumer.

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